Auto Insurance in Phoenix and Yuma, AZ
Finding the right auto insurance is essential for drivers. At Best Buy Auto & Home Insurance Agency Inc, we’re dedicated to helping motorists make informed decisions about auto insurance and find the coverage that fits their needs.
What Does Auto Insurance Cover? 
While coverage specifics can vary, auto insurance often offers the following coverage:
- Liability coverage can help pay for bodily injuries or property damage you may cause to others in an accident.
- Comprehensive coverage can cover your vehicle’s repair costs if it’s damaged by a non-collision incident, such as theft, vandalism, fire or natural disasters.
- Collision coverage can help cover the cost of repairing or replacing your car if it’s damaged in a crash, regardless of who is at fault.
- Uninsured/underinsured motorist coverage can cover your losses if you’re involved in an accident with a driver who has little or no insurance.
Talk to your broker if you’re interested in additional financial protections, such as roadside assistance, rental car reimbursement and medical payments coverage.
Why Do I Need Auto Insurance?
You’ll need auto insurance to stay compliant and safeguard your finances. In Arizona, drivers must carry the minimum required liability coverage. If you’re financing your vehicle, your lender may also require proof of collision and comprehensive coverage. Even if your car is fully paid off, having versatile auto insurance is still a smart move to protect yourself financially in case of an accident or unexpected damage.
How Much Does Auto Insurance Cost?
Several factors can influence the cost of an auto insurance policy, including the following:
- Driving record
- Prior claims
- Vehicle type, model and year
- Location
- Policy specifics (e.g., deductible, coverage selection)
Where Can I Purchase a Policy?
Contact Best Buy Auto & Home Insurance Agency Inc to request a personalized quote or learn more about your auto insurance options.